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CAPITAL INTEGRITY

Financial Services & Banking

Legal advisory for banks, NBFCs, fintech companies, and financial institutions.

Securing the Flow of Finance

The financial services sector is the lifeblood of the economy and operates under strict oversight from RBI, SEBI, and other regulators. We advise banks, NBFCs, fintech companies, and payment service providers on regulatory compliance, licensing, transactions, and disputes, ensuring their operations remain secure and compliant.

Key Focus Areas

  • Banking & NBFCsCore banking compliance, capital adequacy norms, and lending regulations.
  • Fintech & Digital LendingAdvisory on digital lending guidelines, FLDG arrangements, and data localization.
  • Investment AdvisorySEBI registration for RIA/PMS and compliance with disclosure norms.
  • InsuranceIRDAI compliance, policy drafting, and claims dispute resolution.

Navigating Complexity

Our financial services practice assists with NBFC registration, fintech licensing, and navigating the evolving regulatory landscape. We specialize in drafting robust loan documentation and enforcing security interests through SARFAESI and DRT proceedings. We help you balance innovation with compliance.

Challenge 1

RBI licensing and compliance for NBFCs and payment banks

Challenge 2

Fintech regulatory compliance and RBI approvals

Challenge 3

Loan documentation and security enforcement

Challenge 4

Debt recovery through SARFAESI and DRT proceedings

Challenge 5

SEBI compliance for investment advisors and portfolio managers

Challenge 6

Anti-money laundering and KYC compliance

Challenge 7

Insolvency and bankruptcy proceedings for financial creditors

Frequently Asked Questions

You need a Net Owned Fund (NOF) of ₹2 Crore (min), a clean CIBIL record for directors, and must submit a detailed business plan to the RBI for a Certificate of Registration.